These six steps for handling water damage from the upstairs condominium can make a big difference. It depends on the source of the water damage. You rarely need to take legal action, and the process of pursuing a court case for damages can be very expensive.

For example, Section 9.1(a) outlines owner responsibility for water damage to another condo or common area when the water source originates within the unit. We've been friends for a long time. They continue to harass me about this, apparently not believing that I do not even own an automobile. Keep the lines of communication open between on-site management, your HOA and the neighbor upstairs. Make sure they understand the potential damage and how it can affect other units. As you will remember, when the last storm hit we had water coming through the light fixtures, causing part of the ceiling to break loose. You have to start cleanup and find a way to stop water from leaking into your unit.

Please note the payment dates on the copies of my cancelled checks. have included a photocopy of the contract. We are neighbors, and I am confident that we can sort the problem out amicably. With two prime locations, we are uniquely positioned to provide a rapid 24 hour response to fire and water damage emergencies in all of Chicagoland and suburbs including Evanston, Northbrook. For example, Section 9.1(a) outlines owner responsibility for water damage to another condo or common area when the water source originates within the unit. Close on a positive note, expressing confidence that the reader will correct the problem. This allows you to identify and fill in any gaps between HOA coverage and your homeowners policy.

Knowing what to do minimizes the impact and makes it easier to sort out liability issues. I am extremely concerned about the gas leak in my oven that I informed you about last week. 284 0 obj <>stream I would appreciate it if you would confront these tenants with their violation of the no pets rule. I would be willing to help some evening, if you would call to arrange a time. Complete condo cleaning and water remediation are key to a quick recovery. Tell how you feel the situation should be corrected. How to Deal With Water Runoff From a Neighbor’s Property, Burst Pipe in the Basement? The contract that all tenants sign states that we are not to keep any pets in our apartments, but for the past week we have heard dogs barking in the apartment directly above us. Include any actions you intend to take.

You need to talk with your insurance company and navigate the claims process. Your HOA carries its own insurance covering water damages that originate from the building’s common elements. %%EOF

I have anxiously waited for your response and intend to contact the city authorities unless I hear from you by Friday.

Very few homeowners insurance policies cover natural flooding events. If you don’t address obvious plumbing problems and repairs in your unit, you might be held responsible. Water damage weakens ceiling structural supports. I appreciate your doing this for me. Residential water damage from the upstairs unit can be accidental, or it can be the result of negligence. If a leak in the unit upstairs affects your condo, that individual is expected to cover the damages through homeowners insurance.

An independent franchise business licensed to serve you by ServiceMaster Restore® Include any receipts, invoices, canceled checks, copies of contracts, or other proof that will support your complaint. Please contact the tenants in apartment 5 and ask them to abide by the rules as others do. For example, wood framing and insulation between floors must be taken care of to prevent rot and mold. You can purchase flood insurance for your condo through FEMA. You can count on ServiceMaster Restoration by Zaba here in Chicago, IL 24/7.

If a leak in the unit upstairs affects your condo, that individual is expected to cover the damages through homeowners insurance. Water leaking through your condo ceiling can quickly result in a dangerous situation. Your insurance company will want to establish exactly what happened so that they can assess liability and settle your claim. If nothing else, perhaps a sheet of plastic could be put over the roof until permanent repairs can be made. If the damages were caused by leaks or flooding from the unit above you, you shouldn’t be held liable. These are just a few of the dangers of a leaking condo ceiling. My Chimney Has Water Damage – What Should I Do? Glenview and Wilmette. We may not have the same luck the next time. © 1996-2020 WriteExpress Corporation. It’s never easy to deal with residential water damage. The upstairs neighbor might not know there’s a problem, so reach out. I have not received the services promised when I rented my apartment. For the past three nights your loud music kept me awake. Last Updated on September 21, 2020 by Diana Rodriguez-Zaba. Pools of water on floors create electrocution hazards. As the founder of ServiceMaster by Zaba in Chicago, Illinois, Diana is IICRC certified in both fire and water damage restoration.

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